More negotiating power!


Get pre-approved online today!

Did you know that home sellers are often more willing to negotiate with a homebuyer that has already been pre-approved? It's true! Pre-qualifying takes only a few minutes to complete, and once approved, you'll immediately have access to your pre-approval letter.

Having a pre-approval letter in hand shows sellers that you are a serious buyer who has already taken the necessary steps to secure financing. It demonstrates your financial readiness and strengthens your position when negotiating the terms of the sale.

Sellers are also more likely to consider your offer and may even be willing to make concessions knowing that you have already been approved for a mortgage.

So, if you're ready to take the leap into homeownership, don't underestimate the power of pre-approval. Invest a few minutes now, get that pre-approval letter, and increase your chances of securing your dream home while enjoying the benefits of a smoother negotiation process.

1477465, UNM Financial Group LLC, 1 Bridge Plaza N, Fort Lee, NJ 07024 (201) 937-8120,  Licensed by the N.J. Department of Banking and Insurance, Broker will not make any mortgage loan commitments or fund any mortgage loans. Broker arranges loans with third-party providers.

266137, UNM Financial Group LLC, 1 Bridge Plaza N, Fort Lee, NJ 07024, 201-482-8011,  Licensed by the N.J. Department of Banking and Insurance, Broker will not make any mortgage loan commitments or fund any mortgage loans. Broker arranges loans with third-party providers.

Brian Youngmok Chung, Residential Mortgage Loan Originator, 266137, UNM Financial Group LLC,1 Bridge Plaza N, Fort Lee, NJ 07024

UNM Financial Group LLC, 1 Bridge Plaza N, Fort Lee, NJ 07024, 1477465 , Residential Mortgage Loan Company

Brian Youngmok Chung, Residential Mortgage Loan Originator, 266137, UNM Financial Group LLC,1 Bridge Plaza N, Fort Lee, NJ 07024

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